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Martial Arts Insurance Coverage Martial Arts Insurance Coverage

The wise martial arts or mixed martial arts school owner will protect their business and students with martial arts insurance or mixed martial arts insurance coverage.

If students have no independent medical coverage, it can provide medical coverage if they are injured while being instructed. Accidents and injuries do occur during self-defense training. Without a martial arts or mixed martial arts insurance policy, you (the school owner) will be held liable for any injuries and/or damages, incurred by your students. Having the proper martial arts insurance or mixed martial arts insurance coverage will save your business in the event of an emergency.

Serving Martial Arts Schools
for over 20 years!

We offer liability insurance, with a medical coverage provision for each of the following activities:
  • Karate Do
  • Tae Kwon Do
  • Aikido
  • Judo
  • Boxing
  • KickingBoxing
  • Gracie Jiu Jitsu
  • Tae Kwon Do
  • Kenpo Karate
  • Kempo Karate
  • Cardio Kickboxing
  • Tae Bo
  • Capoeira
  • Hapkido
  • Tai Chi
  • Ninjitsu
  • Jujutsu
  • Jujutsu
  • Mixed Martial Arts
  • Brazilian Jujutsu

This insurance coverage protects the studio owner or instructor acting on behalf of the studio owner against, a lawsuit up to one million dollars on two separate occurrences.

Who needs Martial Arts Insurance and why? Who needs Martial Arts Insurance and why?

Purchasing inadequate insurance coverage is a major hazard, commonly faced by martial arts and mixed martial arts instructors. Without “Participant Liability Coverage”, instructors are held accountable for any medical costs, relating to injuries, sustained by students or tournament participants. If your current insurance policy doesn’t contain a medical clause, you could be personally liable, for over $1,000,000. All of our martial arts insurance policies contain medical coverage.

A comprehensive liability insurance policy is vital for any martial arts school and the vast majority of landlords insist that tenants have substantial coverage, as a condition of their lease. You won’t be able to open a school, hold tournaments, instructional seminars, or provide demonstrations without the necessary coverage.

Many accidents occur, which may result in injuries, during martial arts training or competitions. Medical expenses are extremely high and could collapse your business, without the proper protection. If you purchase your policy through us, all you will have to do is submit a claim form and we?ll take care of the rest!

A Proven Martial Arts Insurance Carrier A Proven Martial Arts Insurance Carrier

With the advent of the web, there has been an explosion of firms, involved in fraudulent business practices. It is vital that you carefully research a company prior to making a purchase. Failure to do so may result in a substantial financial loss. We have been an accredited member of the Better Business Bureau, since 2002, we have served the martial arts community for over 18 years and take great pride in our customer service.


Always insist that your policy includes Participant Liability Coverage. Many new martial arts business owners attempt to satisfy their lease requirements with Basic Liability or Home Owner’s insurance. This may seem like a great idea, due to the lower costs, but the truth is; your business will have no protection with those types of policies. They rarely ever provide participant liability coverage and generally only encompass incidents such as: slip and fall or similar occurrences. Injuries incurred by students/tournament contestants, during training/tournaments, are NOT covered by Basic Liability or Home Owner’s Insurance.